Bondster marketplace - FAQ
It is not. Investors are legally obliged to declare their revenues for tax purposes. You can find the documentation for processing the tax return in your profile in the Transaction Summary. Just download the listing for the selected period. However local legislation for taxes may vary in different countries.
The share of the loan and all the claims arising from it are transferred to you by way of assignment of the claim. This process is fully in line with the legislation of the European Union.
The Bondster Platform strictly complies with applicable Czech legislation. We treat all the information you submit to us with the utmost care and consider it strictly confidential.
We are aware that data security is a cornerstone of the investment platform, and therefore we use the technology services of the world leaders in the field. The data is stored on the Amazon data solution and is regularly backed up. Investors’ funds are held in the Czech bank Komerční Banka’s accounts.
On the Bondster platform, it is possible to invest primarily in secured loans. For selected unsecured loans, providers offer buy-back guarantees in the event of default by the borrower. These elements greatly increase the security of the investment. Remember that no investment is completely free of risk. That is why we strongly recommend that clients diversify their portfolio and, hence, their risk. To do this, it is advisable to invest in multiple loans.
All payments Bondster receives are kept at their designated accounts. The funds on these accounts are separate from Bondster’s own funds.
ACEMA Credit Czech, a.s. has been operating on the Czech credit market since 2000. At present, ACEMA is one of the most important providers of non-bank secured loans on the Czech market.
CEP Invest PE focuses on investing in interesting projects that have the potential to deliver certain returns. The main investments in its portfolio include investments in stable, small and medium-sized businesses, real estate, IT startups and direct and indirect capital market investments. Some example investments from the portfolio include OneProve and Equinox. CEP Invest’s investors are managers and lawyers with many years of experience, particularly in finance and the consumer sector.
We are a team of professionals with experience in both finance and P2B investing. Apart from the online investment platform Bondster, we also run the investment marketplace www.PujcMeFirme.cz, for example. We established Bondster, which is tailored to the needs of a wide range of investors, because we were aware of the lack of quality investment opportunities on the market. On our marketplace, investors can easily and without a deep understanding of the financial markets invest in the opportunities offered on our platform. All of that from the comfort of their homes.
The company is owned by CEP Invest Private Equity. A strategic partner of the project is ACEMA Credit Czech, a.s. You can learn more in the About us section.
Bondster makes investing quick and easy, enabling investors to diversify their portfolios. Another feature that makes it unique is the possibility to invest in loans secured by a lien on real estate and movables. Unlike other marketplaces, Bondster offers a buyback guarantee for selected loans to protect investments in case the borrower defaults. All of these methods of hedging significantly reduce investment risk. On top of that, managing the investment account is easy and intuitive.
Bondster is a Peer-to-Business (P2B) investment platform that offers an attractive opportunity for investors to place available funds. The principle of the operation is simple – investors can invest in loans to borrowers with a proven record of payment, offered by respective lenders of those loans.
Loan types may vary and they may be secured or unsecured – mortgages, leases, consumer loans, etc. Bondster operates as a marketplace where these loans are offered as investment opportunities and acts as an intermediary between investors and lenders.