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Business loan secured

  • Yield 7 % p.a.
  • Effective interest rate 7.25 %
  • Yield payout Monthly
  • Exit option Yes (1 year)
  • Min. investment term Yearly
  • Loan term 120 months
  • LTV i 21.28 %

Loan amount 25 215,11 €

Invested 6 242,62 €
Available 18 972,49 €
  • Loan provider ACEMA
  • Loan issued i Sep 20, 2018
  • Due date i Sep 20, 2028
  • Months overdue i 0
  • Loan security Real estate
  • Loan purpose Business loan secured
  • Price estimate 118 519 €
  • Number of installments until maturity 28
  • Number of installments paid 93

Investment offer details

The collateral consists of a detached single-family house located in the Kroměříž District, forming part of a group of land plots with a total area of approximately 1,936 m².
The house was built between 1987 and 1988, has two above-ground floors, is fully basemented, and comprises two separate residential units with layouts of 3+1 and 3-bedroom with kitchenette (3+kk). The property also includes a garage, technical and storage facilities, and a terrace.
The property has undergone gradual renovation and modernization, including improvements to the external building envelope with thermal insulation, replacement of some windows and doors, and reconstruction of the bathrooms, floors, and kitchen.