May 19, 2025 News

We are pleased to announce that we are adding BEST CREDIT IFN, a Romanian non-banking company specialising in short-term consumer loans, to the investment options available on the Bondster platform. BEST CREDIT IFN plans to offer investments in unsecured loans with an annual yield of between 12% and 16%. This expands the opportunities for diversification across European lenders.

BEST CREDIT IFN has been operating in the market since 2014 and is registered with the Banca Naţională a României. It is headquartered in Râmnicu Vâlcea, with additional branches in Sibiu and Piteşti. The company specialises in fast online loans for individuals, typically for smaller amounts and with shorter repayment periods.

INVEST

BEST CREDIT IFN offers loans ranging from RON 1,000 to RON 10,000, maturing between 6 and 24 months. According to the company’s internal data, the average loan amount is currently RON 4,000, with an average repayment period of 12 months.

The loan application process is fully online and aims to provide a quick and simple assessment. In some cases, an ID card is all that is needed to apply. The easy approval process and minimal administration make BEST CREDIT IFN an attractive option for clients who need to address their financial situation immediately. Even those with a negative credit history can obtain a loan.

The Romanian non-bank lending sector is showing steady growth and forms an important part of the country’s financial system. In addition, stricter regulation and a focus on transparency are boosting investor confidence. Available financial statements confirm the company’s robust financial health and dynamic growth in recent years. Bondster’s analytical team has given the lender a B+ rating.

BEST CREDIT’s loans may appeal to investors looking for a higher yield who are willing to accept a higher level of risk.

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