Security, liquidity and investment strategies

Security

Security

What makes Bondster unique is that it enables investing in loans that are secured by real estate or other movable property. If the borrower fails to make repayments, the pledged property is sold. The funds obtained this way are then used to satisfy investors’ claims. Another way of securing an investment is through a buyback guarantee that is offered with some loans. In case the borrower defaults, the loan originator guarantees to return the whole amount invested, including interest.

85 %

of our investments come with a buyback guarantee

2,16 mld. Kč

provided in secured loans

Risk and investment are inseparable, but these ways of securing investments coupled with diversification on the investor's part significantly reduce the risk of investing.

Liquidity

Liquidity

The platform Bondster offers a number of tools that you can use to determine when your invested funds will be at your disposal again.

When choosing a loan to invest in, you can see its maturity in the description. Bondster offers loans with a maturity of a few weeks up to several years.

With selected loans, providers allow early withdrawal from the investment, which means that you can withdraw from the investment at any time. However, early termination may be subject to fees.

Regular withdrawal

The guarantee of liquidity provides the possibility to withdraw the invested amount immediately and at any time.

Regular withdrawal

Regular withdrawals allow terminating an investment at regular intervals – every month, quarter, or year.

Manual and automated investing

Manual and automated investing

Investors on Bondster have two ways of how to invest – manually or through Autoinvest.

With manual investing, investors choose individual loans in which they want to invest themselves. This option can bring the highest returns but requires some time spent to select individual loans. Autoinvest, on the contrary, invests on your behalf.

The investment is made automatically according to pre-set instructions, supposing there are enough funds available in the account. This feature ensures that your money does not lie idle in the account and is automatically reinvested thanks to which it can generate returns on an ongoing basis. At the same time, it can also ensure the diversification of your investment portfolio.

Autoinvest FAQ How to set up Autoinvest
Autoinvest investment strategies

Autoinvest investment strategies

Investors who choose automated investing can choose from three strategies: Conservative, Balanced and Dynamic. The strategies vary according to the investor’s preferred return and risk tolerance. A higher expected return is associated with higher risk and vice versa.

All three strategies apply the principle of thorough diversification, which consists of dividing the invested funds into many different loans, which reduces risk and increases the security of the invested funds proportionally. Moreover, you can set up a separate investment strategy for each currency (CZK, EUR).

I want to use Autoinvest

Diversified

with an average return

12,56 %


The best possible diversification with access to all EUR opportunities in the marketplace.

Opportunities with and without buyback guarantee.
Max 15% in investments related to one lending company.
Automatic reinvestment of the principal and interest earned.

Bondster Risk Score
C to A+

Conservative

with an average return

12,04 %


The best portfolio quality with opportunities provided by the most reliable lending companies.

Opportunities with buyback guarantee.
Max 15% in investments related to one lending company.
Automatic reinvestment of the principal and interest earned.

Bondster Risk Score
B to A+

High-yield

with an average return

13,20 %


The best portfolio appreciation by investing to highest interest rate opportunities.

Opportunities with and without buyback guarantee.
Max 15% in investments related to one lending company.
Automatic reinvestment of the principal and interest earned.

Bondster Risk Score
C to A+

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Investment marketplace Bondster is run by a team of professionals with experience in both finance and P2B investing (we also take care of the investment marketplace www.pujcmefirme.cz for example). We are well aware of the lack of quality investment opportunities on the market, which is why we have created an innovative online investment marketplace tailored to a wide range of investors. They can thus very easily and without a deep understanding of the financial markets invest in the opportunities we offer. You can learn more in the “About us” section.

The company is owned by CEP Invest Private Equity. A strategic partner of the project is ACEMA Credit Czech, a.s.

Bondster makes investing quick and easy and thus enables investors to diversify their portfolios. Another feature that makes it unique is the possibility to invest in loans secured by a lien on real estate and movables. Unlike other marketplaces, Bondster offers a buyback guarantee for selected loans to protect investments in case the borrower defaults. These methods of hedging significantly reduce investment risk. On top of that, the management of the investor account is very simple and user-friendly.

For each investment made, you will receive a Contract for the Assignment of a Claim, which includes an overview of receivables with the parameters of the investment.

Other frequently asked questions
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