How to start investing | How it works │ Bondster

How it works

Jak to funguje


Borrow money from a loan provider. To secure the loan, they pledge real estate or a car, for example.

Poskytovatelé úvěrů

Loan providers

The loan provider offers the loan on the Bondster platform.



An investor chooses the loan on Bondster and invests in it.



Receive a share of the principal and interest payments made by the borrower.

How Bondster works

Bondster is an online platform that offers verified and secured loans for investment. This way, you invest in loans from verified loan providers whose loans have also undergone a thorough approval process on their part.

The system is simple: an applicant borrows money from a trustworthy loan provider (and pledges a piece of real estate to secure the loan, for example). The provider then offers the loan for investment on Bondster. An investor chooses the loan on Bondster and invests in it. As the borrower (applicant) regularly repays the loan to the loan provider, Bondster credits the investor loan repayments and interest to their investment account.


top-class loan providers

Why invest on Bondster

High returns

High returns

Investing in secured loans can bring you attractive returns of up to 15% per year. More about the returns

Secured loans

Secured loans

The loans are well secured. The most common ways of securing a loan are a buyback guarantee, pledging a piece of real estate or other movable property. More about security

Low fees

Low fees

There are no fees for investments in euros. Investments in Czech crowns are subject to a 1% fee. More about fees More about fees

You might ask

We are a team of professionals with experience in both finance and P2B investing. Apart from the online investment platform Bondster, we also run the investment marketplace, for example. We established Bondster, which is tailored to the needs of a wide range of investors, because we were aware of the lack of quality investment opportunities on the market. On our marketplace, investors can easily and without a deep understanding of the financial markets invest in the opportunities offered on our platform. All of that from the comfort of their homes.

The company is owned by CEP Invest Private Equity. A strategic partner of the project is ACEMA Credit Czech, a.s. You can learn more in the About us section.

Bondster makes investing quick and easy, enabling investors to diversify their portfolios. Another feature that makes it unique is the possibility to invest in loans secured by a lien on real estate and movables. Unlike other marketplaces, Bondster offers a buyback guarantee for selected loans to protect investments in case the borrower defaults. All of these methods of hedging significantly reduce investment risk. On top of that, managing the investment account is easy and intuitive.

For each investment you make, you receive an Assignment of Claim Agreement with an overview of the claim and details of the investment.

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