No, it isn’t. Investors are required by law to tax these returns themselves as part of their tax return. The documents required for tax purposes can be found after logging in to your investor account in the transactions overview where you can easily download a statement for the desired period. We recommend preparing your tax return in cooperation with a tax advisor registered with the Chamber of Tax Advisors of the Czech Republic. Detailed information and procedures for submitting a tax return can also be found on the Financial Administration portal.

The share in the loan including all associated claims is transferred to you through the assignment of a claim. The process is fully in accordance with the legislation of the Czech Republic.

The BONDSTER platform strictly complies with the applicable legislation of the Czech Republic. All information we receive from investors is processed with utmost care and treated as strictly confidential.

We are aware that in the age of information technology, data security is a cornerstone in the construction of any investment platform, which is why we use the technological services provided by the world leaders in the area. Data is stored on Amazon’s data solution and regularly backed up. Investors’ funds are kept in special accounts at Komerční banka, and are separated from the BONDSTER platform operating accounts.

We are confident that such a situation will not happen. Nevertheless, it is important to know what would happen in this highly unlikely scenario. In the event of insolvency, BONDSTER would immediately inform all investors. Based on the applicable legislation, a liquidator would be appointed to ensure the platform’s basic operations so that it can continue to fulfil the obligations arising from investments made. Agreements on the assignment of claims would not be affected by this. The liquidator would also take control of all funds in the investment accounts and ensure that all claims against investors and business partners are properly settled. Clients’ money is kept in a separate company account and is thus separated from the operating accounts which are used for the day-to-day running of the company.

On the BONDSTER market, you can invest primarily in secured loans. Loans secured by real estate are among the safest. If a loan is not properly repaid, it is either refinanced or the mortgaged property is sold, and the investors’ claims are satisfied from the proceeds of this operation. In addition to real estate, loans secured by other tangible assets (e.g. cars, machinery, etc.), promissory notes or cryptocurrency are also available on the platform. For selected unsecured loans, providers offer a buyback guarantee as protection in case a borrower defaults on the loan. The above-mentioned elements thus significantly increase the security of the investment. However, it should be noted that no investment is completely risk-free which is why we strongly recommend investors diversify their portfolios accordingly. To reduce the overall risk, it is recommended to include a higher number of loans from different providers in the portfolio (note: at least 100 loans from 7 providers) and to combine different types of loans (i.e. secured by real estate, cryptocurrency, with a buyback guarantee, etc.).

BONDSTER makes sure to handle all investor funds with due care and in a safe manner. Strict internal rules are aimed at eliminating internal risks while all investor funds are kept in separate bank accounts at reputable financial institutions, specifically at Komerční banka. As one might expect, accounts for investors’ deposits are separated from the company’s accounts used for financing its operations.

Financial company ACEMA Credit Czech, a.s. has been operating on the Czech credit market since the year 2000 and currently is one of the most important providers of non-bank secured loans on the Czech market. The platform BONDSTER has assigned ACEMA Credit Czech an A rating. Looking at its excellent long-term financial results, it is clear that it is a stable and reliable credit provider. So far, the company has funded loans worth over 1.1 billion Czech crowns through BONDSTER.

In the area of ​​investments, CEP Invest Private Equity focuses on investing in interesting projects that have the potential to generate the expected return and fit into the company’s overall investment strategy. CEP Invest Private Equity’s areas of interest include investing in stable small and medium-sized companies, real estate, IT startups, and direct and indirect investments in capital markets. The investment portfolio includes, for example, the company Veracity Protocol. The investors of CEP Invest Private Equity, SE are managers and lawyers with many years of experience, especially in the field of finance and the consumer sector.

We are a team of professionals with extensive experience in the financial world and P2B investing. We founded BONDSTER, which is tailored to a wide range of investors because we realized there is a lack of quality investment opportunities on the market. On our platform, investors can easily invest in the loans offered from the comfort of their homes, without the need to know much about how the financial markets work. The owner of the company is CEP Invest Private Equity, SE. A strategic partner of the project is ACEMA Credit Czech, a.s. You can learn more in the “About Us” section.

BONDSTER is unique because it offers investors the possibility to invest easily and quickly while also helping them to diversify their investment portfolios. What is also unique is the option to invest in loans secured by real estate, other movable property (e.g. automobiles, machinery, etc.) or cryptocurrency. Some of the loan providers on the BONDSTER platform also offer a buyback guarantee for selected loans in case the borrower defaults on them. Especially with real estate loans, there is a possibility to withdraw from the investment at regular intervals. As a result, these hedging methods significantly reduce investment risk for investors. One of the main advantages of the platform is also a very simple online management of the investor’s account.

The name BONDSTER primarily comes from the English word bond, which is a type of security. Bonds provide investors with a regular and predetermined return. Our goal is to enable users of the BONDSTER platform to invest in various types of loans that also provide regular and predetermined interest income. Investing is very simple and does not require complex administration or large sums of money. The platform offers preset and tailored investment strategies and also contains a lot of information about individual loan offers. BONDSTER employees assign a rating to each loan provider and monitor its financial condition.

BONDSTER is a peer-to-business (P2B) investment marketplace that offers investors an attractive opportunity to appreciate their free funds. The principle of operation is very simple. Users of the BONDSTER platform can invest in loans that have been already provided by reliable credit providers and then offered on the platform. Different types of secured and unsecured loans are available. The highest quality collateral comes with loans secured by a lien on real estate, a car or other valuable tangible property. Smaller consumer and business loans are usually provided without collateral. The majority of these loans is offered with the buyback guarantee from their provider, which means that if a loan is over 60 days past its maturity date, the loan provider undertakes to buy back such a claim while having the obligation to pay the investor both principal and interest for the given period. BONDSTER operates a marketplace where loans are offered for investment and acts as an intermediary between investors and providers.