Autofino is a used vehicle financing provider that has been operating since 2018. The company specializes in lease financing for individuals and small businesses, with the option for customers to purchase the vehicle and transfer it into personal ownership at the end of the financing term. Autofino primarily serves clients with limited access to traditional bank financing, including individuals working abroad.

Autofino’s business model is based on financing affordable used vehicles with an average value of around EUR 3,500. The typical financed vehicles are more than ten years old, meaning they have already undergone the steepest phase of depreciation and their market value tends to be more stable. Throughout the financing period, Autofino remains the legal owner of the vehicle, thereby retaining collateral for the loan until it has been fully repaid.

The company relies on a high degree of automation in both loan approval and portfolio management processes, contributing to efficient operating cost control and the standardization of key workflows.

The current yield offered on Bondster ranges from 9% to 10% p.a.