Before providing funding, Nera assesses the legal merits of a claim, the expected settlement value, the anticipated duration of proceedings, the quality of the law firm, and the enforceability of the outcome. Case selection and ongoing portfolio management are supported by proprietary analytical tools and legal claims management software. As a result, the capital is not tied to regular consumer repayments but rather to the progress and outcome of legal claims.

Investments on Bondster are offered through a dedicated funding structure, Nera Capital Funding 4 DAC. Protective features include security interests over the assets of partner law firms, insurance coverage for selected cases, and a buyback guarantee. However, the effectiveness of these protections always depends on the specific contractual documentation, insurance terms, and the ability of counterparties to meet their obligations. Nera Capital retains a 2% stake, while the main risks remain the duration of legal proceedings, the success of recoveries, and concentration in individual law firms or specific claim types.

The current fixed return for investors on Bondster is 14% p.a.