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Business loan secured

  • Yield 10 % p.a.
  • Effective interest rate 10.51 %
  • Yield payout Monthly
  • Exit option Yes (1 year)
  • Min. investment term Yearly
  • Loan term 84 months
  • LTV i 18 %

Loan amount 59 781,21 €

Invested 2 057,87 €
Available 57 723,34 €
  • Loan provider ACEMA
  • Loan issued i Aug 25, 2025
  • Due date i Aug 25, 2032
  • Months overdue i 0
  • Loan security Property second in line
  • Loan purpose Business loan secured
  • Price estimate 485 185 €
  • Number of installments until maturity 74
  • Number of installments paid 11

Investment offer details

The collateral consists of a detached single-family house with a garage for two vehicles. The house was built approximately in 2007. It is a two-story, non-basement property with a 5+1 layout and a usable floor area of approximately 170 m². The structure is built from YTONG and HEBEL materials, and the house features a gable roof with a habitable attic.
The ground floor comprises living areas, a kitchen with a dining area, a bathroom with a toilet, a utility room, and a room currently used as an office. The upper floor contains three additional rooms, a bathroom, and a separate toilet.
Both heating and hot water are provided by a gas boiler, with underfloor heating installed throughout the property. The house is connected to the public water supply, sewerage system, and gas network.
According to the valuation report, the property is well maintained, free of significant defects, and has only undergone routine maintenance works.