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Business loan secured

  • Yield 7 % p.a.
  • Effective interest rate 7.25 %
  • Yield payout Monthly
  • Exit option Yes (1 year)
  • Risk class A3
  • Min. investment term Yearly
  • Loan term 240 months
  • LTV i 41.31 %

Loan amount 33 656,34 €

Invested 12 719,79 €
Available 20 936,55 €
  • Loan provider ACEMA
  • Loan issued i Jul 17, 2017
  • Due date i Jul 17, 2037
  • Months overdue i 0
  • Loan security Real estate
  • Loan purpose Business loan secured
  • Price estimate 81 481 €
  • Number of installments until maturity 240
  • Number of installments paid 108

Investment offer details

The collateral consists of a 5+1 family house located in the South Moravian Region. The collateral also includes the adjoining land plots and a landscaped courtyard with a gazebo and garden. The property has undergone an extensive renovation, including the installation of a new roof with solar collectors, replacement of windows and doors, new utility systems, flooring, drainage, and waterproofing. As part of the renovation, the interior layout was redesigned into its current configuration. The house features two bathrooms and two separate toilets. Heating is provided by a combination of a gas boiler, a solid-fuel fireplace, a solar heating system, and electric direct heaters. The property is connected to the municipal water supply and sewer system and also benefits from a private well.