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Business loan secured

  • Yield 5 % p.a.
  • Effective interest rate 5.13 %
  • Yield payout Monthly
  • Exit option Yes
  • Risk class A3
  • Loan term 240 months
  • LTV i 64.3 %

Loan amount 54 775,91 €

Invested 7 197,13 €
Available 47 578,78 €
  • Loan provider ACEMA
  • Loan issued i Jul 15, 2025
  • Due date i Jul 15, 2045
  • Months overdue i 45
  • Loan security Real estate
  • Loan purpose Business loan secured
  • Price estimate 85 185 €
  • Number of installments until maturity 230
  • Number of installments paid 14

Investment offer details

The collateral consists of a 2+1 apartment in the Litoměřice District with a total floor area of approximately 55 m², including a 1.8 m² balcony and a cellar storage unit. The apartment is located on the 4th floor of a fivestorey residential building without an elevator. Heating and hot water are provided by a central district system. The apartment is fitted with double-glazed plastic windows, PVC and tiled flooring, a bathroom with a bathtub, and a separate toilet. The apartment is in its original condition and requires renovation. The residential building has undergone partial refurbishment, including a new insulated façade and replacement windows. Parking is available on the street or in the adjacent parking area.