Loan providers | Bondster
Call +420 283 061 555

Meet the non-bank lenders

Acema

ACEMA Credit Czech, a.s. has been operating on the Czech credit market since 2000. It has strengthened its position with foreign investment in the company in 2012. With the help of this new investor, ACEMA has adjusted its products to make them even more accessible and attractive to a wider range of loan applicants and can therefore offer attractive loans through the Bondster platform. In 2016, the company issued almost 550 loans totaling 419 million. Currently, ACEMA is one of the most significant providers of non-bank secured loans on the Czech market.

ACEMA Credit Czech, a.s. successfully passed the licensing procedure of the Czech National Bank and, on 4 May 2018, it became a regulated and registered subject of the Czech National Bank. The Czech National Bank's license guarantees transparency, compliance with legal standards and a high level of professionalism.

 

  • Established: 2000
  • Number of employees: 31
  • Loan types: Mortgages / loans
  • Annual interest rate charged to debtors: 6-25%
  • Total volume of loans: 419,33 mio CZK (2016)
  • Number of loans provided: 550 (2016)
  • Template of loan agreement (in Czech language), download here.
Bez Banky

BEZ BANKY s.r.o. specializes in short-term secured business loans. Its services are used by companies that need flexible resources to make a profitable contract and attractive business, or they have to react quickly to a current situation and cannot wait to settle their claim with a traditional lending provider. BEZ BANKY was established in 2010 and followed up on more than 15 years of history in providing secured loans against movable property. The company became part of the RENDIT investment fund in 2016. Secured loans are provided by BEZ BANKY primarily with property collateral up to 50% of the value. Most frequently terms range between 4 and 8 months of maturity.

 

  • Established: 2010
  • Number of employees: 5
  • Loan types: Bridging secured loans
  • Annual interest rate charged to debtors: 24-36 %
  • Total volume of loans: 121,5 mio CZK (2016), 342,5 mio CZK since est.
  • Number of loans provided: 103 (2016), 865 since est.
  • Template of loan agreement (in Czech language), download here.
BANKOMETR

BANKOMETR s.r.o. specializes in long-term secured business loans. Its services are used by companies that need easy and fast financing sources and cannot, or do not, want to wait to meet their demand with a traditional lending provider. BANKOMETR was established in 2010. The company became a part of RENDIT investment fund in 2016 and began to provide long-term loans to entrepreneurs and small and medium-sized companies. BANKOMETR has expanded the activities of its subsidiary BEZ BANKY, which specializes in short-term financing. Secured loans are provided by BANKOMETR primarily with property collateral up to 60% of the value.

 

  • Established: 2013
  • Number of employees: 5
  • Loan types: Long-term secured loans
  • Annual interest rate charged to debtors: 12-18 %
  • Total volume of loans: 64,7 mio CZK (2016)
  • Template of loan agreement (in Czech language), download here.
YARIS

YARIS s.r.o. is a Czech lending company providing short-term secured loans. The company is a part of IP Energo Holding and is in the loan business since 1999. Secured loans are provided by YARIS with property collateral up to 60% of its value. In case of higher amounts of the loans, the company concludes the transfer of ownership of the property contract with debtors.

 

  • Established: 1999
  • Number of employees: 5
  • Loan types: Short-term secured loans
  • Annual interest rate charged to debtors: 24-48%
  • Total volume of loans (since 2008): 419,33 mio CZK
  • Number of loans provided (since 2008): 559
MIKROKASA

MIKROKASA S.A. belongs to a leading group of non-banking loans providers in Poland. The company started in 2006 and in 2011 worked all around Poland. In 2013 the company received a prestigious prize „Firma przyjazna klientowi“, which is the highest award for client service. MIKROKASA S.A. specializes in providing of non secured loans from 1 000 PLN to 15 000 PLN for 12 till 30 months. To get the loan each applicant has to go through a risk department to check ability to pay. All loans from MIKROKASA S.A. on Bondster are offered with buyback guarantee. In 2017 the capital was 15,7 mil PLN, yield 17,5 mil PLN and profit 3,6 mil PLN.

 

  • Established: 2006
  • Loan types: Short-term unsecured loans
  • Total volume of loans (2017): 207 mio CZK
  • Number of loans provided (since 2013): 4 797
STIKCREDIT

STIK-CREDIT AD is an important provider of consumer loans in Bulgaria. The company started in 2013 and offers two types of products. One is a payday loan up to 400 levs and second is short term loan up to 12 months and to amount 1 500 levs. STIK-CREDIT is a registred loan provider controlled by Bulgarian national bank. During its existence provided over 18 000 loans in total amount over 130 mil Kč.

 

  • Established: 2013
  • Loan types: Short-term secured loans
  • Annual interest rate charged to debtors: 10-36%
  • Total volume of loans (since 2013): 130+ mio CZK
  • Number of loans provided (since 2013): 18 000+

Online account registration in 3 minutes

Investments starting
at EUR 5

No fees for the first 3 months